Lesson Twenty Nine The right of money.
Praise be to Allah who granted us money, exhorted us to earn it through a lawful way, and commanded us to spend it on the things which please Allah. I praise and thank Him (Glory be to Him) for His Blessings, Benevolence, and Favors. I send peace and blessings upon the most honorable Prophet, who was chosen from the best Prophets, upon his family, his Companions, and those who follow his guidance and characterized by the best qualities and attributes.
In these lessons, we are still studying the rights which our religion emphasizes. In this lesson, we shall speak about an important right pertaining to one of the great blessings of Allah (may He be Glorified and Exalted), which is the blessing of money. This blessing was given to the people to sustain their lives, so no one can do without, even birds look for their sustenance in the morning and in the evening. Money has some due rights on its owner; whoever fulfills these rights, Allah (may He be Exalted) shall increase His Favors and Blessings to him, but whoever neglects, his money shall be a curse against him in this world and in the Hereafter.
The first of these rights and the most important is: Believing that the money is owned by Allah (may He be Exalted) and it is part of Allah's Dominance. Allah (may He be Exalted) says: "And to Allâh belongs the dominion of the heavens and the earth."
Allah (Glory be to Him) says: "And give them something (yourselves) out of the wealth of Allâh which He has bestowed upon you." Accordingly, money belongs to Allah and the people are only trustees. Allah (may He be Exalted) says: "And spend of that whereof He has made you trustees." So, a Muslim acts according to that important doctrinal basis.
Allah (may He be Exalted) explained His Favors upon His Servants, where He says: "And We have provided you with wealth and children." Allah (Glory be to Him) says: "And so many a moving (living) creature carries not its own provision! Allâh provides for it and for you."
Of the rights of money is to earn it through a permissible means to which the Shari`ah exhorted and stressed. Allah (may He be Exalted) says: "Then when the (Jumu'ah) Salât (prayer) is ended, you may disperse through the land, and seek the Bounty of Allâh (by working, etc.), and remember Allâh much: that you may be successful."
Of the permissible ways which a Muslim is permitted to deal in is commerce. Allah (Glory be to Him) says: "He it is Who has made the earth subservient to you (i.e. easy for you to walk, to live and to do agriculture on it); so walk in the paths thereof and eat of His provision. And to Him will be the Resurrection." Commerce such as selling, purchase, renting, and so on have some Shari`ah rulings and details which a person who deals in them should understand well so as not to fall into prohibited matters.
Of the permissible ways of dealings is acquiring ownership through wills or inheritance, through Jihad in the cause of Allah and the booty, or through gifts, presents, and endowments.
Accordingly, it is forbidden for a Muslim to deal in the prohibited ways such as cheat, deceit, interest, usurping people's money without right, fraud, forged speech, using of false oaths, bribery, forgery, tricks, gambling, among others. All these methods are means to ill-gotten money that affects the entire money and would corrupt it. Moreover, it may cause the refusal of invocations because Allah (Glorified and Exalted be He) is good and does not accept but good as was reported from the Messenger of Allah (peace be upon him); it was reported at the end of the Hadith: "Then he (peace be upon him) made a mention of the person who travels for a long period of time, his hair are disheveled and covered with dust. He stretches his hand towards the sky and thus makes the supplication: O Lord, But his food is unlawful, his drink is unlawful, his clothes are unlawful and his nourishment is unlawful. The Messenger (peace be upon him) said: how can be the invocation of such a person is answered?!"
A Muslim trader, either a seller or a purchaser, should be of sound intention, trustworthy, truthful, and not distracted by his money from obeying Allah or his money may lead to disobeying Allah. Moreover, he should avoid the prohibited dealings and doubtful transactions so as Allah would bless his money and faith.
Of the rights of money is to spend it in the permissible ways of spending that were prescribed by the Shari`ah.
Of these ways of spending: Spending on oneself, the family, the offspring, and the relatives moderately. Allah (He may be Glorified) says: "The mothers shall give suck to their children for two whole years, (that is) for those (parents) who desire to complete the term of suckling, but the father of the child shall bear the cost of the mother's food and clothing on a reasonable basis." Allah (He may be Glorified) says: "Let the rich man spend according to his means; and the man whose resources are restricted, let him spend according to what Allâh has given him. Allâh puts no burden on any person beyond what He has given him." The Messenger (peace be upon him) said about spending on the wives: "Their rights upon you are that you should provide them with food and clothing in a fitting manner." There is no doubt if the conditions and proprieties of spending are taken into consideration, spending shall be rewarded. The Prophet (peace be upon him) said about charities: "even if it were a morsel which you put in your wife's mouth."
Of its rights also is to give the due Zakah out of it because it is one of the pillars of Islam and is correlated with Salah in status and rulings. Furthermore, it was repeated more than one hundred times in the Glorious Qur'an because of its greatness and high status. Allah (may He be Exalted) says: "And perform As-Salât (Iqâmat-as-Salât) and give Zakât, and lend Allâh a goodly loan. And whatever good you send before you for yourselves, (i.e. Nawâfil non-obligatory acts of worship: prayers, charity, fasting, Hajj and 'Umrah), you will certainly find it with Allâh, better and greater in reward. And seek Forgiveness of Allâh. Verily, Allâh is Oft-Forgiving, Most-Merciful." Allah (Exalted be He) says: "And perform As-Salât (Iqâmat-as-Salât), and give Zakât, and bow down (or submit yourselves with obedience to Allâh) along with Ar-Râki'ûn." Allah (Exalted be He) says: "And they were commanded not, but that they should worship Allâh, and worship none but Him Alone (abstaining from ascribing partners to Him), and perform As-Salât (Iqâmat-as-Salât) and give Zakât, and that is the right religion."
Allah (may He be Exalted) fixed for it a great reward. Allah (may He be Exalted) says: "Take Sadaqah (alms) from their wealth in order to purify them and sanctify them with it, and invoke Allâh for them." Allah (Exalted be He) says: "Say: "Truly, my Lord enlarges the provision for whom He wills of His slaves, and (also) restricts (it) for him, and whatsoever you spend of anything (in Allâh's Cause), He will replace it. And He is the Best of providers."" Allah (Glory be to Him) says: "The likeness of those who spend their wealth in the Way of Allâh, is as the likeness of a grain (of corn); it grows seven ears, and each ear has a hundred grains. Allâh gives manifold increase to whom He wills. And Allâh is All-Sufficient for His creatures' needs, All-Knower."
Of the rights of money is the fast-breaking Charity which a fasting person must give and its time starts from the sunset of the last night of Ramadan until the sunrise of the next day. It is obligatory on every Muslim: Male or female, young or old, free or slave, one Sa` (1 Sa` = 2.172 kg) from the food of his own city such as wheat, rice or anything of the like which is commonly eaten. Charity of breaking the fast was ordained as a purity for the fasting, food for the needy, and condolence for them.
Of the rights of money is spending it in the various ways of charities, pious actions, benevolence to the needy and the poor, to educational and relief institutions, building masjids, hospitals, digging wells, and on the Mujahedeen in the way of Allah. All these channels are in the cause of Allah (may He be Glorified and Exalted) that may admit a person to Paradise. Allah (may He be Exalted) says: "And march forth in the way (which leads to) forgiveness from your Lord, and for Paradise as wide as the heavens and the earth, prepared for Al-Muttaqûn (the pious). * Those who spend (in Allâh's Cause) in prosperity and in adversity, who repress anger, and who pardon men; verily, Allâh loves Al-Muhsinûn (the good-doers)."
Spending money protects man from Hell-Fire. Al Bukhari and Muslim reported that the Prophet (peace be upon him) said: "Save yourself from Hell-fire even by giving half a date-fruit in charity."
Spending expiates sins: The Prophet (peace be upon him) said: "Charity extinguishes (i.e., removes) the sins as water extinguishes fire."
Spending purifies the heart of the giver, develops his money, and protects him from diseases. Allah (may He be Exalted) says: "Take Sadaqah (alms) from their wealth in order to purify them and sanctify them with it, and invoke Allâh for them." The Prophet (peace be upon him) said: "The wealth of a man will not diminish by Sadaqah (charity)."
Spending entails a continuous reward until the Day of Recompense. The Prophet (peace be upon him) said in the authentic Hadith: "When a man dies, his deeds come to an end except for three things: Sadaqah Jariyah (ceaseless charity); a knowledge which is beneficial, or a virtuous descendent who invokes Allah for him (for the deceased)."
Of the things which should be maintained in spending by all its kinds is showing sincerity to Allah (may He be Glorified and Exalted) by freeing the heart from any worldly benefits. The Messenger of Allah (peace be upon him) said in the Hadith that was reported by Al Bukhari and others: "The reward of deeds depends upon the intentions and every person will get the reward according to what he has intended."
A person should not remind the questioner of giving him charity or harming him. If this happens, it will nullify the reward of the spending. Allah (may He be Exalted) says: "O you who believe! Do not render in vain your Sadaqât (deeds of charity) by reminders of your generosity or by injury, like him who spends his wealth to be seen of men, and he does not believe in Allâh, nor in the Last Day. His likeness is the likeness of a smooth rock on which is (a little) dust; on it falls heavy rain which leaves it bare. They are not able to do anything with what they have earned. And Allâh does not guide the disbelieving people."
In all ways of spending a person should keep away from extravagance, wastefulness, and niggardliness, and should be moderate. Allah (Glory be to Him) praised the people of moderation saying: "And those who, when they spend, are neither extravagant nor niggardly, but hold a medium (way) between those (extremes)."
Of the rights of money is thanking Allah (may He be Exalted) for granting us this money which man enjoys, prevents him from asking people's money, gives it in charity, and spends on himself and family in the various channels of spending. Allah (may He be Exalted) says: "And (remember) when your Lord proclaimed: "If you give thanks (by accepting Faith and worshipping none but Allâh), I will give you more (of My Blessings); but if you are thankless (i.e. disbelievers), verily My Punishment is indeed severe.""
By thanking only blessings last but with ingratitude they decrease and become a curse against its owner; may Allah protect us. So, you should preserve the blessings and favors of your Lord by thanking and praising Him for them, seek the blessing by earning it from a lawful means, seek its development by fulfilling the rights of Allah, and enjoy spending from it in the ways of goodness and righteous acts; such spending is one of the greatest gates of reward on the Day of Recompense.
I ask Allah (may He be Exalted) to bless our family and money, and help us obey and please Him, for He is All-Hearing, All-Responding and He is the One whose aid is to be implored.
Praise be to Allah, by His Favor good actions are accomplished and by His Favor goodness spreads. I send peace and blessings upon the best Prophet, our Prophet Muhammad, upon his family, his venerable Companions, the Followers, and those who follow them righteously until the Day of Recompense.
I praise and thank Allah (Glory be to Him) for accomplishing these blessed lessons which were broadcast in Ramadan as radio series. They show that there are certain rights and duties on every Muslim that he should fulfill. We have known these rights and what should a Muslim do; If a Muslim fulfills these rights, he shall be happy in this world and in the Hereafter, so it is better for a Muslim to exert efforts in fulfilling them and act according to them.
I ask Allah (may He be Exalted) to make them beneficial to Muslims, to add them to our scale of good deeds, and to raise our ranks in Paradise and expiate our sins, for He is All Hearing, All Responding.
Peace be upon our Prophet Muhammad, his family, and his Companions.
Lesson one is the right of Allah (may He be Exalted).
Tawhid-ul-Rububiyyah (Oneness of Allah's Lordship).
Unity of Allah's Names and attributes.
Lesson two is: The right of Allah (may He be Exalted) (2) Unity of worship (1)
Unity of worship in the Glorious Qur'an.
Unity of worship in the Sunnah.
Types of acts of worship.
First Type is: Heart-based acts of worship.
Lesson three is: The right of Allah (may He be Exalted) (3) Unity of worship (2)
From the examples of heart-based acts of worship.
The second type is: Verbal acts of worship.
The third type is: Bodily acts of worship.
The fourth type is: Financial acts of worship.
Lesson four is: The right of Allah (may He be Exalted) (4) Warning against polytheism.
Types of polytheism.
Lesson five: The Right of the Messenger of Allah
The first right is having faith in him.
The second right is: Loving him.
The third right is: Believing and obeying him.
The fourth right is: Sending peace and blessings upon him.
The fifth right is: Getting satisfied by his judgment.
The sixth right is: Spreading his Sunnah.
The seventh right is: Loving his Companions.
Lesson six: The right of the Qur'an
Reciting and memorizing it.
Pondering over and understanding.
Acting according to it.
Learning and teaching it.
Listening when it is recited.
Showing reverence to it.
Not to abandon its recitation.
Teaching it to children.
Lesson seven: The right of the parents (1)
Treating them kindly.
Invoking Allah to forgive them.
Lesson eight: The right of the parents (2)
Befriending them and drawing near to them.
Fulfilling their will.
Of the fruits of good treatment to the parents.
Acceptance of righteous deeds.
Answering the invocation.
Expansion of the chest and good life.
The pleasure of Allah (Glory be to Him).
Of the results of filial disobedience.
The wrath of Allah (Glory be to Him).
Hastening the punishment.
Lesson nine: The rights of relatives and kin.
The status of this right in Islam.
Stages of preserving the ties of kinship.
The excellence of preserving the ties of kinship.
Lesson ten is: The rights of rulers (1).
The responsibility of the ruler.
The rights of the ruler:
The first right is: Compliance and obedience according to what is acceptable.
Compliance and obedience according to the creed of Ahl-ul-Sunnah wal-Jama`ah (those adhering to the Sunnah and the Muslim main body).
Lesson eleven is the rights of rulers (2).
The second right is: Gathering around the ruler and not to rebel against him.
The third right is: Honoring and revering the Muslim ruler.
The fourth right is: Giving them aid and fighting with them.
The fifth right is: Invoking Allah for the ruler to grant him success.
The sixth right is: Avoiding insulting the ruler.
The seventh right is: Providing advice to the ruler.
Lesson Twelve: The Rights of Scholars
The status of knowledge in Islam.
Respecting and honoring scholars.
Not to slander their honors.
Interpreting their sayings with good will.
Making sure of the circulating news about them.
Invoking Allah for them while they are not present.
Defending their honors.
Invoking Allah for them after their death.
Lesson thirteenth: Conjugal rights (1)
Reasons of paying attention to the family.
Common rights of the spouses.
Living with them in the best manner.
Lesson fourteen: Conjugal rights (2)
The right of enjoyment
Maintaining the marital secrets.
Exchanging advices with one another.
Lesson fifteen: Conjugal rights (3)
Choosing a mother and a father.
Naming the newborn baby.
Al `Aqiqah (a sacrifice to be slaughtered for a new born child).
Custodianship over children.
Spending on them.
Lesson Seventeen: The rights of children (2).
Responsibility of rearing.
Some basic educational aspects.
The Muslims' Rights (1).
Coherencies between Muslims.
The rights of Islamic brotherhood.
The first right is: (Salam greeting), its virtue and rulings.
Lesson nineteen: The Muslims' Rights (2)
Of the rulings of Salam (greeting).
The second right is: Accepting the invitation.
Lesson Twenty: The Muslims' Rights (3).
The third right is: Invoking Allah for a sneezer with mercy.
The fourth right is: Advice.
Of the important proprieties of sincere advice.
Lesson twenty one: The Muslims' Rights (4).
The fifth right is visiting the sick.
The sixth right is: Following the funeral processions.
Lesson twenty two: The Muslims' Rights (5).
Other rights for Muslims:
Spreading love among Muslims.
Provide him with victory and not to fail him.
Not to harm or insult him.
Modesty and showing leniency to him.
Avoiding envy and ill-thinking.
Not to oppress them by words or actions.
Another general rights of a Muslim.
Lesson twenty three: The Neighbor's rights
The status of the right of a neighbor in Islam.
Stop harming them.
Honoring and showing benevolence to them.
Doing good actions to them.
Lesson twenty four
The rights of the labors and the hired servants.
Fulfilling the right of calling them to Islam or teaching them their religion.
Giving them their financial rights.
Not to harm or oppress them.
Lesson Twenty Five: The rights of non-Muslims.
Not to harm or oppress them.
Abiding by the high noble manners of Islam with them.
The permissibility of treating them kindly and do good to them.
Calling them to the religion of Allah (may He be Exalted).
Lesson twenty six: The rights of people's paths (1).
Lowering the gaze.
Lesson twenty seven: The rights of people's paths (2).
Abstention from causing harm to others.
Answering the greetings.
Enjoining good and forbidding evil.
Other rights of the road.
Lesson Twenty Eight: The right of body and soul.
Rearing a person for obeying Allah.
Training it for high goals.
Training it for power and activity.
Balance in food and drink.
Paying attention to appearance and inner self.
Pursuing the reasons for prevention of diseases.
Lesson Twenty Nine.
The right of money.
Believing that money is owned by Allah (may He be Exalted).
Earning money through lawful means.
Spending it in permissible ways of spending.
Give the due Zakah out of it.
Paying the fast-breaking Charity.
Spending in the various ways of goodness.
Taking into account sincerity in spending.
Keeping away from extravagance and niggardliness.
Thanking Allah (may He be Exalted) for the blessing of money.